Maryland

Dear Velvet Tarot Column

Dear Velvet 

October 2006

Dear Velvet,
What can I do to improve my finances?  I look forward to hearing from you soon.

Thank so much,
Creative Diva
 

Dear Creative Diva,

The Three of Wands shows that there is potential for you to successfully improve upon your financial situation!  This is not a card that speaks of immediate success -- it will take work, but it can certainly be done!  As this card involves the idea of teamwork and networking, it's important to align yourself with like-minded people and associates.  You can gain the needed cooperation and support of others who may be involved in your financial situation at this time.  This card also reminds us that success does not and cannot happen in vacuum.  Every success you will ever have you will build with at least some help from others.

It's a time to assess the need for teamwork, collaboration, and "joining forces" in your financial life.  The Three of Wands suggests that you look for alliances whose assets, abilities, and goals can support yours -- and vice versa.  Take stock of your financial objectives and consider what areas of common ground you share with others.  You might consider pooling resources in some way and/or negotiating for something beneficial.  This can come in the form of a new job, and it could also come through financial loan consolidations as well . . . perhaps even a mix of the two.  This card holds opportunities, but sometimes you have to wait for them to fully materialize.  So you may need to be patient as you work through your financial issues, but be ready to act on what you instinctively know to be a good opportunity when it comes your way.

The Three of Wands encourages you to look at this in creative terms as well.  Gather ideas and sort through them one at a time . . . and then take what is most useful to you and work toward setting that goal into motion.  Planning, strategy, and budgeting are essential.  If some ideas for financial improvement don't seem to fit your current purpose, don't discard them as silly or frivolous.  Know that what might not seem like a good idea now . . . could be the beginning of something wonderful later!  This often happens to people who have a dream for self employment.  Perhaps it's not the right plan initially . . . but it could happen later and be right at that time.

This is a card of expanded horizons and opportunities, so you are encouraged to reach out further in your creative mind and community.  Look at ideas that you may have once overlooked.  But do be aware of the internet scams that promise you'll be rich.  I can instead promise you'll be poor if you pay anyone to earn money at a so-called job!!  They might promise you teamwork and results, but it's not the real teamwork you need to truly improve your finances!  Improving your finances will require hard work . . . but a little creative thinking can help you find a way to bring in some extra money.  It's just not going to come without effort like scams on the internet will promise.

Collaborating with others in a joint effort can be beneficial, so if you are looking into loans for consolidation, there may be a good way there to save you some money each month.  Many consolidations can, in fact, save you a bundle each month -- even though you are stretching out the time of combined loans.  It nevertheless does make life easier from month to month.

If you have a creative project in mind or a way that can earn you some extra money -- do think about that more seriously!  It could be of benefit to you . . . and just from your nickname, Creative Diva, I suspect you are indeed a creative lady who can come up with some good ideas to help you out with your financial situation.  Don't be afraid to reach out and try some of those ideas you have!  If there is someone who might go into a venture with you (even if on a trial basis), the idea of real teamwork could also prove profitable :-)

Take Care!

Velvet Angel